BingX Metal Card vs Bybit Card
Detailed comparison
| BingX Metal Card | Criteria | Bybit Card |
|---|---|---|
| 5 % | Base cashback | 2 % |
| 5 % | Premium cashback | 10 % |
| 12 € | Annual fees | Free |
| None | Staking required | 1 € |
| 15 000 € | Daily limit | 10 000 € |
| Visa | Network | Mastercard |
| Available in Europe | ||
| Free ATM withdrawals |
Accepted cryptos5
Accepted cryptos6
BingX Metal Card vs Bybit Card: which crypto card should you choose?
BingX Card and Bybit Card are two Visa cards from global crypto exchanges, both accessible based on a VIP status tied to your trading volume. The difference lies in the cashback currency: the BingX Card pays in **USDT** (a stablecoin with stable value), while the Bybit Card pays in **BIT/tokens** depending on the programme. Neither is MiCA-licensed.
Cashback and rewards: advantage BingX Metal Card or Bybit Card?
Cashback is often the primary selection criterion for a crypto card. Both BingX Metal Card and Bybit Card offer variable reward levels depending on staked token amounts. As a general rule, the higher the staking, the better the cashback rate, sometimes up to 5% or more. It's worth calculating whether the extra return justifies locking up capital, taking into account the volatility of crypto assets.
Fees, staking requirements and conditions
Beyond cashback, annual fees and staking requirements play a decisive role in a card's real profitability. BingX Metal Card and Bybit Card differ on these points: one may be free under certain conditions, while the other requires a token commitment. ATM withdrawals, foreign-currency charges and any monthly commissions should also factor into your analysis.
Our verdict: BingX Metal Card vs Bybit Card
Choose the **BingX Card** if you prefer predictable cashback in USDT and are already active on BingX. Prefer the **Bybit Card** if you're in the Bybit ecosystem and target its promotional rates. In both cases, keep in mind the monthly caps and the lack of MiCA regulation — for an EU-regulated card, look at Bitpanda or Nexo.
Frequently Asked Questions
BingX Card or Bybit Card: which has the better cashback?
The BingX Card reaches 5% (Metal card, VIP 3) paid in USDT; the Bybit Card advertises up to 10% but in a token and under conditions. For stable 'real' cashback, the BingX Card in USDT is more predictable.
Are these cards available in Europe?
Yes, both are available across the EEA. The BingX Card, however, is unavailable in the UK, US and Netherlands.
Availability and tax in the United Kingdom
- Regulator
- FCA
- Currency
- Pound sterling (£)
- Crypto tax
- Disposals are subject to UK Capital Gains Tax above the annual exempt amount; spending crypto counts as a disposal.
General tax information (UK) — not personalised tax advice.
Check the full terms on the official website.
View offerBingX Metal Card
How to choose between two crypto cards?
Comparing two crypto cards is not just about looking at the cashback rate on the label. You need to factor in the staking amount required to unlock that rate, the annual fees that eat into net returns, the daily spending limits, and the geographic availability of the card. For instance, a card offering 5% cashback but requiring €10,000 in staking may be less attractive than a 2% card with no staking requirement, depending on your profile. Our comparison puts all these criteria side by side to help you make the best decision. You can also use our cashback simulator to calculate your estimated return based on your spending habits.
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