Gnosis Pay Card, Review 2026
Updated on 1 June 2026 · Network Visa
Overall rating / 5
Gnosis Pay Card
Issuer : Gnosis
Get the cardView full card detailsCompare cardsSee all cards🔄 Gnosis Pay Alternatives| Summary | Gnosis Pay Card |
|---|---|
| 💰 Max cashback | Up to 5% in GNO |
| 🔒 Staking req. | ≥ 0.1 GNO (for 1%), up to 100 GNO+ (for 4-5%) |
| 💳 Annual fees | €0 (€30 one-time at issuance) |
| 🌍 Availability | Europe (EU + UK) |
| Overall rating / 5 | 3.6/5 |
| Network | Visa |
Rating breakdown
Strengths
- Only Visa card directly connected to blockchain (Gnosis Chain)
- True self-custody, your funds remain in your Safe wallet
- GNO cashback (up to 5%) on weekly spending
- Payment in EURe (euro stablecoin on-chain) directly from your wallet
- No annual fees (€30 one-time only)
- Compatible with Apple Pay and Google Pay
- No centralized exchange involved
Weaknesses
- Technical setup, requires a Safe wallet and basic Web3 knowledge
- Not accessible for beginners
- Stabilization fee of ~1.5% on EURe payments
- Weekly spending volume capped based on GNO held
- GNO is a low-liquidity token with small market cap
- No established Trustpilot reviews
📋 Overview
Gnosis Pay is the payment project of Gnosis Chain. It's the world's first Visa card directly connected to the blockchain: your funds remain in a non-custodial Safe wallet and are converted to EURe at the time of payment. No centralized exchange is involved.
💰 Cashback & Rewards
Cashback is paid in GNO based on GNO held in your Safe: 1% with ≥ 0.1 GNO, 2% with ≥ 1 GNO, 3% with ≥ 10 GNO, 4% with ≥ 100 GNO. An additional 1% bonus is awarded to holders of the OG Gnosis Pay NFT (5% maximum).
💳 Fees & Conditions
No annual fees (€30 one-time issuance fee for the physical card). A stabilization fee of ~1.5% applies when converting crypto to EURe. No additional fees on spending in the eurozone.
🔒 Security & Regulation
Gnosis Pay offers maximum market security: your funds are in a multisig Safe. No centralized exchange holds your assets. Gnosis Chain is an audited and decentralized public blockchain.
📱 User experience
Setting up Gnosis Pay requires creating a Safe wallet on Gnosis Chain. Once configured, usage is identical to a standard Visa card. Compatible with Apple Pay. Support is available via Gnosis Discord community.
Our verdict
out of 5
Gnosis Pay is the most innovative card on the market for advanced Web3 users: payment directly from a Safe wallet, zero centralized intermediaries, GNO cashback. However, it's too technical for mainstream users.
Get the cardAvailability and tax in the United Kingdom
In the United Kingdom the Gnosis Pay Card works wherever its card network is accepted, settling in pounds. Converting or spending crypto is a disposal for Capital Gains Tax purposes above the annual allowance.
- Regulator
- FCA
- Currency
- Pound sterling (£)
- Crypto tax
- Disposals are subject to UK Capital Gains Tax above the annual exempt amount; spending crypto counts as a disposal.
General tax information (UK) — not personalised tax advice.
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