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Best Wirex Alternatives in 2026

In June 2026, Wirex shut down the crypto features of its Classic app in the EEA, including the Cryptoback cashback, leaving affected users with a fiat-only card. If you relied on Wirex for crypto rewards, several MiCA-compliant cards now do the job better in 2026: Nexo (up to 2% cashback in BTC, no staking), Gnosis Pay (2% on-chain, self-custody), MetaMask Card (spend ETH directly) and Bybit Card for active traders, all available across the EEA. Each is compared below on real cashback, fees and availability.

Why look for an alternative?

Wirex ended crypto funding, exchange, spending and Cryptoback in the EEA on 30 June 2026, so European users lost the card's crypto cashback and need a MiCA-compliant replacement.

Top alternatives

How to choose the best alternative?

Three criteria are decisive: (1) crypto cashback rate, compare the base rate without staking and the maximum accessible rate; (2) annual fees, some cards are entirely free, others charge up to โ‚ฌ400/year; (3) staking requirements, locking tokens in your wallet represents an opportunity cost you must factor into your real yield calculation.

Frequently Asked Questions

See also: Best crypto cards ยท No-fee cards ยท No staking

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